October 10th was the largest day of liquidations in crypto history.
A 100% China tariff threat lit the fuse, and nearly $19 billion vanished in hours. And since altcoins never truly recovered.
BNB has bounced, but not convincingly. TRON kept sending stables on its network, TRX is looking weak, and now capital is hunting for adoption stories.
The type of project that can drive the next long-tail leg of growth.
That search keeps landing on one project: Digitap ($TAP).
The world’s first omni-bank with a live Visa card and a presale that has already attracted over $750,000 since launch.
The story is simple. Payments win when everything else wobbles.
A market reset that changed the rules
The mass liquidation cleared out open interest, got rid of all built-up leverage in the system, and reset priorities.
Investors want businesses that solve real problems and serve real customers. Liquidity is drifting from momentum-driven plays to platforms that can show revenue.
PayFi sits dead center in that shift. It is the place where banking rails meet blockchains, where cross-border transfers stop taking days and stop costing north of six percent.
And the most obvious prize emerging as the dust begins to settle is the disruption of global settlement.
BNB & Binance’s role in the liquidations
Altcoins wicked down dramatically more on Binance than on any other CEX venue, and while BNB still trades comfortably above $1,000, this reputational stain cannot be shaken off easily.
BNB still has market depth, deep liquidity, and a robust ecosystem. But the market treats it like a blue chip, and traders recently liquidated on Binance are unlikely to buy BNB anytime soon.
Bulls still control short-term momentum, but after an asset falls out of a parabola, downside is more likely than upside. Being the token of a centralized exchange is excellent, until it isn’t.
Tron faces new competition
TRON owns a lane. Stablecoins flow across the network all day. But now Tron, once king of stablecoin transfers in developing economies, now faces increasing pressure from new platforms such as Plasma that offer free USDT transfers.
The dilemma is that Tron is no longer the cheapest provider for transfers, a feature that has always been its claim to fame.
Without a new distribution channel or consumer front end that changes how people actually pay, the upside looks constrained from here.
Why PayFi matters now
PayFi is financial plumbing with better economics. That’s the appeal.
Every year, trillions move across borders through a maze of correspondent banks. This comes with fees and settlement delays.
Blockchains can compress that to seconds. The missing link has always been the front end.
A product that normal people can pick up and use without thinking about chains, keys, or slippage.
The next leg of growth will be driven by products that make crypto usable for average people.
Q4 likely belongs to consumer-facing products.
Digitap’s product, seen through a consumer lens
Digitap is an omni-bank. In practice, it feels like a polished neobank that quietly routes value across multiple systems under the hood.
Fiat, stablecoins, and crypto live in one account. An AI engine evaluates each transaction in real time and chooses the cheapest, cleanest path.
The confusing parts of crypto vanish behind the interface, and now money moves the way messages do.
Thanks to Digitap’s Visa card, users can now spend crypto at millions of merchants globally, and stablecoins have a front end that anyone can use and feel familiar with.
How $TAP captures value
The native token, $TAP, has a fixed supply of two billion.
It is arguably one of crypto’s most deflationary tokens, with 50% of platform fees allocated to buying TAP on the open market.
Half of these tokens are burned, and half are distributed to stakers.
A simple feedback loop that benefits holders. More usage drives more profit. More profit drives buybacks.
Buybacks shrink the float and fund rewards. There is a payment business tied directly to a token—something that most altcoins can only dream of.
Why Digitap’s Visa card lands it among the best crypto presales of 2025
Post the flash crash, capital is directing itself toward businesses that demonstrate usage. Investors want real business models with multiples that can be understood.
Digitap shines here, and its current price of $0.0194 looks very undervalued. Not to mention $TAP will jump to $0.0268 in the next stage.
A live Visa card, an intelligent routing layer, and a token that benefits when the platform scales.
All available at presale prices. BNB and TRON will continue doing their jobs, but Digitap is thinking bigger.
$TAP is already backed by a live app operating in markets today, which is why the spotlight shifted.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
The post As BNB, TRON disappoint, the spotlight turns to Digitap ($TAP) and its real-world Visa card appeared first on Invezz
